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Archive for September, 2009

New Additions to Truth in Lending

September 30th, 2009 Realty Check with Diana Olick Comments off
Posted By:Diana Olick
Back in July the Federal Reserve agreed on a new set of consumer protections in the home mortgage market. The new rules apply to all lenders and add four key protections for a "newly defined category" of higher priced mortgage loans. These are loans with interest rates 1.5 percent higher than the going rate.     Read More
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Home Price Gains Are Seasonal and Federally Fueled

September 29th, 2009 Realty Check with Diana Olick Comments off
Posted By:Diana Olick
Today's headlines from the folks at S&P/Case Shiller are not untrue, they're just not the whole picture. Yes, home prices, in most areas (and by no means everywhere) are no longer in freefall. Some local markets have hit bottom, others are falling less precipitously, and still others are showing some strength.     Read More
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What Do August Home Sales Numbers Really Mean?

September 25th, 2009 Realty Check with Diana Olick Comments off
Posted By:Diana Olick
Now that we have new and existing home sales in, I want to point out a couple of facts that got lost in all the paperwork.    Read More
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Housing Recovery at a Crossroad

September 24th, 2009 Realty Check with Diana Olick Comments off
Posted By:Diana Olick
Existing home sales took a U-turn in August after four straight months of gains, and this is exactly what we were afraid of, as inventory at the low end of the market runs dry and the first time home buyer tax credit draws to a close.     Read More
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After Gains, Construction Stalling

September 23rd, 2009 Realty Check with Diana Olick Comments off
Posted By:Diana Olick
Before you build something, you get an architect. House, school, office building, apartment building, whatever, and that's why I find the Architectural Billings Index, from the American Institute of Architects, so very interesting. This index measures billings from AIA member-owned firms and reflects the approximate nine to twelve month lag time between billings and construction spending.     Read More
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ARM Payment Shock a Myth?

September 22nd, 2009 Realty Check with Diana Olick Comments off
Posted By:Diana Olick
We've been talking a lot recently about the "next wave" of foreclosures that would be driven by adjustable rate mortgage resets. In a research note today, FBR's Paul miller is taking an interesting tack.    Read More
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Take the Big Bet on Commercial REITs

September 21st, 2009 Realty Check with Diana Olick Comments off
Posted By:Diana Olick
IPOs are hot this week, and they're getting a big boost from the REIT sector. What? I thought commercial real estate was "the next shoe to drop"?    Read More
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What’s Your Buyers Agency?

September 19th, 2009 anthony aires No comments

What is Buyers Agency…Watch this short video for an explanation.

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What to Consider When Planning to Build a House?

September 19th, 2009 anthony aires No comments

It is quite an interesting task for people who are planning to build their houses. It can be a hard work but at the same time the homeowners will be saving thousands of dollars. At some places, especially in large city areas, the real estate values are so high that building own houses can be cost effective. However, there are plenty of things to consider when building a house. These things include finance, cost of land, hiring a project consultants and geotechnical engineer. It is important to be familiar with geotechnical engineering as this is what will determine a good foundation for the house.

The first thing to consider is how to get the money. Building a house costs lots of money and there are means of getting financial support too. The amount of money that will be required depends on the size and design of house. However, if the person willing to build a house already owns a house then it becomes easy to contact the bank and acquire an appraisal of the current house. There are also personal loan, builders loan and mortgage options. The important thing to remember is that the person intending to build the house will be completely responsible for the building processes.

If a large building firm is building a small house then it can be built in five to six months time. However, if the plan is to build a big house or a mansion, then it may take up to two years. Generally, it is better to add a few more months to the expected completion date so that the time frame won’t be too tight. Never know, there might be some delays or some unexpected things might come up. It is better to plan everything well in advance.

Choosing the right builder is also important since different builders offer different prices. Some builders may choose to build the house for less while others may charge a little more. Check around in nearby areas for some good builder and also browse on the internet. Hiring a builder can save people plenty of money and it will be much cheaper than buying an already built house. It will be hard for people who are employed full time to build their own houses and therefore it is necessary to hire a project manager as well. Another benefit of hiring a project manager is that it will be cheaper in the long run. A general contractor can be brought in at times when the homeowner is unable to deal with the crucial stages.

The most important of all is the design and style of house that is going to be built. It is good to have picture in the mind as to which design is most preferred. Use a pen and paper to jot down things such as how many bedrooms are needed, where the kitchen is going to be, how many bathrooms are needed, lounge, dining hall and so on. Finally, browse the internet or look through the newspapers for vacant lands which are available and their prices. Once all the information is gathered, it becomes easier to start on the journey of building a house.

Connor R. Sullivan recently met with a skilled geotechnical engineer for an engineering project he is working on. He hired a geotechnical engineering firm to construct an office building.

Article Source: http://EzineArticles.com/?expert=Connor_R_Sullivan

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South Beach Miami Florida Condo-Icon Miami

September 19th, 2009 anthony aires No comments

Icon Miami the hottest highrise in south beach miami florida…check out this hot Miami Beach Condo

The interior design for the common areas of the project is inspired by Yoo by Philippe Starck.

From the moment you arrive, statues modeled after the Moai figures of Easter Island embrace your journey into Starck’s world of style, sophistication, urban living and privacy.

More than 100 feet above Biscayne Bay, your two-acre, outdoor sanctuary offers several areas to relax and hide away. A 300-foot-long pool lined with stately trees and cool grass provides a unique area to stroll and unwind. A secluded deck surrounding a cooling pool offers the perfect place to sunbathe.

A private café with an outdoor fireplace and quiet cabanas creates a retreat with views of the downtown Miami skyline. Miami Circle Park Biscayne Bay Brickell Park

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